-Know What You're Buying

23th-April, 2008

Did you know that the vision for the first credit card was ignited when Frank X McNamara who was out eating with 2 colleagues discovered, after receiving his bill that he had left his wallet at home. He had to call his wife and ask her to bring some money [cash] to him so that he could pay his bill.

That event lead to the creation of the first credit card, which was called 'Diners Club'. At the time, the card was only developed for use at a few stores in New York, in the early 1950's. They started small, they only handed out 200 cards made of heavy card stock, that was initially accepted at only 14 restaurants in New York. By the end of that year, this concept had grown and the number of cardholders had increased from 200 to 20,000 users.

Since then, things have really changed dramatically. All of the major credit cards can be used internationally, at a variety of businesses. We are no longer limited to just restaurants that are in Manhattan. Back then the Diners Club card was a charge card that had to be paid off monthly, today our payments can be staggered over many months.

These days if you are thinking about getting a credit card, there are a few thing that you should consider...what is the APR [annual percentage rate]; can I transfer a balance from another credit card provider and and if so, what are the fees; and also what are the annual charges.

In the 1950's there was only one credit card, today everyone has their brand name on a card. So, I would do a little comparison shopping to find out which company has the best product with the best list of extras. For example, some companies in order to get your business will offer interest free credit cards for varying periods of time. But you don't have to spend hours on the internet searching for the right product...at 'ApplyForBestCredit', every imaginable credit card and the features are listed in just one place

Back then you had to apply for a credit card via snail mail. Boy, have things changed dramatically in less than 50 years, because now you can do that comparison shopping online, from one site and also submit your application , all right from your comfortable armchair. In some cases, you can get your approval within minutes and have your card mailed to you within a couple of weeks.

But all this technology does come with some drawbacks, and that is...the potential for credit card fraud. At 'ApplyForBestCredit' they have a section dedicated to some of the methods employed by predators,this insight will help you to avoid some of the traps that exist. However, if you have any questions about anything on the site there is a Help Section with Specialist that will assist you.

All of this, because Frank forgot his wallet...

-Reach The 300 Drop Quota @ EntreCard In a Flash

4th-April, 2008

While browsing around the EntreCard site just the other day, and trying to build up credits for a future project of mine I came across TysBlog.com. Now I have seen quite a few blogs that have discussed different systems to use to reach that 300 EC drop quota seamlessly. But Ty's outline caught my attention.

So, I followed his outline, and was amazed by it's simplicity, look if a technically challenged person like me, could install it and get it up and running. I know for sure anybody else could do it also.

I now have it in place and I am racking up EC credits BIG TIME, and I am happy as 'bee is to honey'.

-Think About It

26th-March, 2008


From time to time I have seen forum posts, ads and blog entries commenting on how easy it is to make money on the net. Well, if that were completely true...then why is there a 97% failure rate. Yep, statistically only 3% of us are going to make it.

Let's face it, there is MUCH to learn here. And once you understand how things work here, then yes ... it does get easier.

Granted, there may be a few amazing success stories, out and about on the net. There are always gonna be a few that are positioned right and their project or programs just take off, but that is not the 'norm'. And there are those others that are connected to friends, families, college buddies that have made it and those connections are willing too lend them a helping hand, these guys have an edge.

But if you are not connected, didn't get that break ... find someone, seek a mentor that has succeeded in a niche that you are passionate about and duplicate what she/he has done. I don't mean copy everything that they have ... the template, the content, the topics...No No No. But try to mimic what they have done ... get inside their heads and suss out their defining techniques, use what tools they have used to succeed, learn what they have learned. Most bloggers are quite up front, pay attention to what they are sharing and take advantage of that.

For most of us The Blogstitute should be our learning platform, search for a blogger that's on the Dean's list and start taking notes...

You ... we can do this.


Whenever something new is on the horizon, everyone jumps on it ... me included ... if there is a chance that there is something to be gained ... we all want in ...

A while back I read an article about the color blue, and statistically if you are planning on selling something, anything ... an ad that includes that color, and by using that color you are increasing your chances of a sale. Gosh, am I ever sick of seeing ads with the color blue.

And what about the 'live operator' pop ups. Well, the ad doesn't stand a chance, by the time I get rid of those pop-up's I am ready to move on to the next item of interest.

You know what grabs my attention, something fresh and vibrant. I just hurriedly zip by the clones.


Grab the blinders, pull out the deeply tinted shades, don't be mislead by the numerous images of dollars signs, cascading $100 dollar bills, imported auto's, mini castles, beach front properties and the like ... Dig Deeper, these images are 'eye candy' thrown out there to get you too buy, buy, buy ... Dig Deeper.

In closing, just 'think about it' ...

-Happy Easter

23rd-March, 2008

I would just like to wish a very Happy Easter to all, hopefully it will be filled with all those wonderful little happenings that lead to a 'basket full of fond memories'. You know...most of us have celebrated this holiday for longer then we can remember, but have you every wondered about some of those other little things that seem to go hand in hand with this jubilant and springy time of the year.

Did a little digging and I do mean just a little...actually what I did was drop in on Wikipedia and did all my researching right there about some of those items that we incorporate into this Holiday. Check out some of the history behind some of the terms and symbols such as...

Easter Basket
Easter Bunny
Easter Egg

It would seem that this celebration has been infused with numerous customs, many would probably claim that Easter has become very commercial, however some of the traditions that we incorporate into this occasion are century's old, heralding from many countries and some of the practices were followed for very practical reasons...aside from the religious significance. Anyway, please look at what I found...it really is quite amazing...

Also, I found a little video that expresses a viewpoint from another aspect of this Holiday...

-Free Advertising

20th-March, 2008

Have you been looking for FREE, EASY and EFFORTLESS ways of promoting your programs using text links? Well, so have I and I found a great site that is as cheap as it gets[FREE], all the promoting is handled on their end, you can post every few days and they notify you by email when your ad needs to be resubmitted.

It just doesn't get any easier than that. For a couple of minutes every few days you can have your programs displayed...costing you nothing...and who knows, it could possibly land you a few recruits.

So, why not 'click on by', BusinessFreeAds...what's a couple of minutes out of your day...